The buy now, pay later option on Simpl is designed for user convenience - a fact evidenced by over 5 Million downloads that the app has on its Google Play and App Store platforms. In case of delinquency in bill payment, Simpl does levy a pre-decided and agreed-upon fee only on the outstanding amount and intimates its users on doing so. The algorithms used in the back-end undergo an ever-evolving process of iteration, making them more nuanced and efficient each day. Simpl uses a highly robust data and engineering model to approve users on the basis of their own proprietary scoring system without impacting customers' overall credit history. Simpl is clearly among the most trusted payment options on a network of over 26,000+ brands. Due to a network of 40 million approved users and over 1 million daily transacting shoppers, Yes, Simpl is among the most premier checkout experiences available today.
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